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Further information concerning home financing options are available for users of NJ House Hunter. If you would like a copy of these brochures, please select the highlighted links where you will be able to download the brochure. Adobe Reader is required to view these brochures.
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Traditional Mortgages - Understanding Your Options
This brochure offers information concerning traditional fixed-rate mortgages available to home buyers as an alternative to many of the non-traditional (specialty loans) in todays market. It provides a discussion of fixed-rate mortgages and adjustable rate mortgages (ARMs) which may be an option for home buyers.
This brochure was jointly produced by the National Association of Realtors and the Center for Responsible Lending to assist buyers with making an informed decision about home financing. | |
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Specialty Loans - What are the Risks and Advantages?
This brochure offers information concerning many of the specialty loans available to home buyers in todays market. It provides a discussion of the risks and advantages for interest-only, negative amortization, payment option ARM, and 40-year mortgages.
This brochure was jointly produced by the National Association of Realtors and the Center for Responsible Lending to assist buyers in making an informed decision about current home financing. |
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How to Avoid Predatory Loans
This brochure identifies warning signs of predatory loans. It also gives tips to consumers on how to avoid them, including questions they should ask when shopping for a loan.
This brochure was jointly produced by the National Association of Realtors and the Center for Responsible Lending to assist buyers in making an informed decision about current home financing. |
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Learn About FHA Mortgages
This brochure outlines the changes to FHA, how to qualify for an FHA mortgage, and other resources available from FHA and HUD.
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Learn How to Avoid Foreclosures and Keep Your Home
This brochure explains the types of mortgages that are placing families at risk, provides suggestions for getting help by talking to a REALTOR® and a reputable counseling organization, and urges borrowers to work with experts and their lender as soon as possible. The brochure lists some of the ways lenders may be willing to help borrowers avoid foreclosure.
This brochure was jointly produced by the National Association of Realtors,the Center for Responsible Lending, and NeighborWorks®, to assist buyers with making an informed decision about home financing.
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